About Us

Our Mission

Beyond strives to simplify operations, reduce costs and streamline payments for owners of small and mid-size businesses across the country. Every customer is provided with the reliable, flexible, and secure business solutions they need, in a clear, transparent manner they can trust. We are committed to the highest levels of technological innovation, contract terms and customer service—earning our customers’ business every day. Every employee is provided with the vital tools, resources and compensation needed to achieve success.

We will deliver results, tell the truth, and make a difference through our determination to transform the business world. Good enough is not nearly enough. We go beyond.

Our Story

Beyond was created in 2017 by Robert O. Carr, a prominent businessman and philanthropist whose track record of success reflects his deep belief that “doing the right thing” for customers and employees ultimately produces the best bottom-line results. Carr has brought on a team of experts in the industry to build a world-class company.

Our commitment to transparent, customer-first service is spelled out in the Beyond Promises: 10 principles setting out the company’s commitment to fair treatment, plain language and full disclosure, with no hidden fees and no unexpected surcharges or arbitrary pricing changes.

Beyond designated the non-profit Give Something Back (Give Back) a founding partner and beneficiary. Established by Carr in 2003, Give Back provides college scholarships and mentoring to students who have faced economic hardship and other challenges such as foster care or the incarceration of a parent. So far, Give Back has prepaid over 1,500 scholarships for students at partner colleges and universities across the country—an upfront investment of more than $36 million.

By investing in the minds and futures of smart, capable young people, Beyond is building a well-prepared workforce and contributing to a growing economy – which creates greater opportunities for our customers and for our company.

Books by Robert O. Carr

Through the Fires

This is a triumphant story of comeback in life and business. Robert Carr experienced decades of struggle that took him to the brink of home foreclosure at age 50. He would later make a fortune in the card payments industry, only to lose almost everything in 2009, after one of the most devastating data breaches ever.

"A book that defines what it means to overcome adversity in business and life."

—Mitch Albom, author of Tuesdays with Morrie and The Five People You Meet in Heaven

Working Class to College

Working Class to College addresses the struggles and valiant efforts of students to overcome financial adversity and other hardships. Drawing on the research and experience of Give Something Back, a scholarship program for working-class students, this book outlines strategies to chart a successful and affordable college career.

“All kids need is a little help, a little hope and someone who believes in them. Working Class to College shows how hardship can translate to scholarship.

—Earvin 'Magic' Johnson, NBA Hall of Famer and advocate for underserved urban communities