About Us

Our Mission

Beyond strives to simplify operations, reduce costs, and streamline payments for owners of small and midsize businesses across the country. Every client is provided with the reliable, flexible, and secure business solutions they need, in a clear, transparent manner they can trust. We are committed to the highest levels of technological innovation, contract terms, and customer service—earning our clients’ business every day. Every employee is provided with the vital tools, resources, and compensation needed to achieve success.


We will deliver results, tell the truth, and make a difference through our determination to transform the business world. Good enough is not nearly enough. We go beyond.

Our Story

Beyond was created in 2017 by Robert O. Carr, a prominent businessman and philanthropist whose track record of success reflects his deep belief that “doing the right thing” for clients and employees ultimately produces the best bottom-line results. Carr has brought on a team of experts in the industry to build a world-class company.

Our commitment to transparent, customer-first service is spelled out in the Beyond Promises: 10 principles setting out the company’s commitment to fair treatment, plain language and full disclosure, with no hidden fees and no unexpected surcharges or arbitrary pricing changes.

Beyond designated the non-profit Give Something Back (Give Back) a founding partner and beneficiary. Established by Carr in 2003, Give Back provides college scholarships and mentoring to students who have faced economic hardship and other challenges such as foster care or the incarceration of a parent. So far, Give Back has prepaid over 1,500 scholarships for students at partner colleges and universities across the country—an upfront investment of more than $36 million.

By investing in the minds and futures of smart, capable young people, Beyond is building a well-prepared workforce and contributing to a growing economy – which creates greater opportunities for our clients and for our company.

New Book by Robert O. Carr Available Now

First Chance

How Kids With Nothing Can Change Everything

By Robert Owen Carr with Dirk Johnson

For students who experience foster care, homelessness, or the incarceration of a parent, college education can seem as unreachable as the stars, a path reserved for other kids. In recent decades, the number of mothers in prison has skyrocketed, largely for drug or other nonviolent offenses. Children in protective services, meanwhile, are being shuffled from foster home to foster home, in some cases more than fifty times.

First Chance tells the remarkable stories of students from severely troubled backgrounds who—when given an opportunity—succeed in the college classroom.

Order Now

Net Proceeds to benefit Give Back

First Chance
An inspiring message of resilience, hope and triumph for kids raised with painful adversities.
Hoda Kotb, Co-anchor, NBC Today
For those facing the longest odds, ‘First Chance’ is a riveting journey from troubled homes to college classrooms.
Robin McGraw, New York Times Best-Selling author and spouse of Dr. Phil McGraw

Books by Robert O. Carr

Through the Fires


This is a triumphant story of comeback in life and business. Robert Carr experienced decades of struggle that took him to the brink of home foreclosure at age 50. He would later make a fortune in the card payments industry, only to lose almost everything in 2009, after one of the most devastating data breaches ever.

"A book that defines what it means to overcome adversity in business and life."

—Mitch Albom, author of Tuesdays with Morrie and The Five People You Meet in Heaven

Working Class to College


Working Class to College addresses the struggles and valiant efforts of students to overcome financial adversity and other hardships. Drawing on the research and experience of Give Something Back, a scholarship program for working-class students, this book outlines strategies to chart a successful and affordable college career.

“All kids need is a little help, a little hope and someone who believes in them. Working Class to College shows how hardship can translate to scholarship.

—Earvin 'Magic' Johnson, NBA Hall of Famer and advocate for underserved urban communities