We know you are facing several unforeseen business challenges. We are here to help you support your employees, customers, and community. Learn more >> We know you are facing several unforeseen business challenges. We are here to help you support your employees, customers, and community. Learn more >>
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Beyond Paycheck Protection Tools©

Navigate the Paycheck Protection Program

Federal loans—with forgiveness—are available during these trying times. Let us help you facilitate the complicated processes to get the aid your business needs.

get payroll

Easier Loan Approval and Forgiveness

If your business maintains headcount amidst this economic downturn, you could be eligible for federally guaranteed loans. Part of the Coronavirus Aid, Relief and Economic Security (CARES) Act, the Paycheck Protection Program (PPP) provides eligible small businesses and nonprofits immediate access to federal government aid. The program is run by the Small Business Administration and funds will be available through our bank partner.

  • Government backed loan for 2.5X your average monthly payroll up to $10 million.
  • Borrowed money can be spent on payroll costs, group health care benefits, employee compensation, mortgage interest payments, rent, utilities, and interest on other debt obligations incurred before the Covered Period.
  • Eligible businesses include those with less than 500 employees, 501c(3) nonprofits, veterans associations, sole proprietors, 1099, and more. See expanded list
  • Loan forgiveness available for payroll costs, mortgage interest, rent payments, and utilities.
  • Loans will be 100% guaranteed by the Small Business Administration.
  • No personal guarantee or collateral needed.
  • Our application process is simple and we’re here to walk you through it.

Beyond Paycheck Protection Tools©

Keep Paying Your Employees

Cut through the complicated paperwork and red tape that comes with Paycheck Protection Program. We’re here to help you get the funds you need with maximum loan forgiveness—while maintaining expert payroll protocols and HR certified practices.

Checklists and Tools

Our team will help you determine how much you are eligible to apply for using our loan tools.

Required Documentation

Our tools help you maximize your loan forgiveness potential by providing the records and documents you need to validate your loan.

Customized Payroll Cost Reporting

Our team will help generate required documentation directly from your business’s historical payroll information.

Live HR Support with COVID-19 Resources

Get all your questions answered with updated legislation materials and access to qualified HR experts.

IRS Payroll Errors

Labor laws are changing daily. Keep up with the complicated new FFCRA, EFML, and EPSL requirements—and their implications for your business.

Automate Required FFCRA Pay

Did you know employers are required to pay employees who are sick (related to Coronavirus), caring for a relative, or staying home with a child who cannot go to school? Our online payroll tool takes care of these complicated calculations for you when you synchronize your payroll time codes.

Automate Required FFCRA Pay
Workers’ Compensation Relief Program

Workers’ Compensation Relief Program

Move your traditional prepaid workers’ compensation policy to our Pay-As-You-Go program. You may be eligible to receive a lump sum refund of the unused portion of your paid premium and reduced premiums going forward.

Benefits and Payroll Tax Credits

You can be reimbursed through tax credits for 100% of these newly mandated benefits. The credits are applied to your quarterly 941 payment and refunds are available for overages but require a separate process.

Benefits and Payroll Tax Credits

Who is eligible?

  • The Business must have been operational as of February 15, 2020 and have had employees for which it paid salaries and payroll taxes, or a paid independent contractor. Sole-proprietors, independent contractors, and other self-employed individuals are eligible for loans.

  • Businesses with no more than 500 employees are eligible small businesses, or the applicable size standard for the industry as provided by SBA, if higher.

  • 501(c)(3) nonprofit, a 501(c)(19) veteran’s organization, or Tribal business concern described in section 31(b)(2)(C) of the Small Business Act with not more than 500 employees are also eligible.

  • Businesses with more than one physical location qualify so long as total combined employees are below 500 employees (unless the businesses operated under NAICS code beginning with 72) or otherwise meet the SBA’s size standard based on NAICS code.

  • Affiliation Rules: The program waives affiliation rules for businesses in the hospitality and restaurant industries, franchises that are approved on the SBA’s Franchise Directory, and small businesses that receive financing through the Small Business Investment Company (SBIC) program. SBA current affiliation rules applies to eligible nonprofits.